Luma AI: what its policy lets a scene show

Luma AI's own pages set a minimum age of 13 and address 4 of the five content fields: intimacy, minors, likeness and brands. They are silent on violence. Enforcement: no appeal stated. From 1 source page, read 2026-09-25; no maker pays to be listed.

Inclusion rule. The 27 tools in this register; a field counts as addressed when the policy text says anything on it. Order. Alphabetical by tool name.

1What stands out

Luma's terms set eighteen with a thirteen-to-eighteen band on consent, and they prohibit pornographic output and deepfakes in lettered clauses. Violent imagery is not named anywhere in the terms read here; weapons appear only as weapons development.

2Minimum age: 13+

you are at least 18 years old (or, if between 13 and 18, that you have your parent's or legal guardian's consent to be bound by this Agreement)

Luma AI Terms of Service

• Eligibility
  18, or 13 to 18 with a parent or guardian's consent; under 13 not authorizedLuma AI Terms of Service / since 2026-05-14 / checked 2026-09-25

Minimum age across all 27 tools

3Violence and gore: Not stated

• Terms read in full; violent or gory depiction is not named (weapons appear only as weapons development)
  Policy text silent (as of 2026-09-25)Luma AI Terms of Service / since 2026-05-14 / checked 2026-09-25

Violence and gore across all 27 tools

4Intimacy and romance: Explicit named

use the Services to generate pornographic or sexually explicit content

Luma AI Terms of Service

• Restrictions (b)
  Generating pornographic or sexually explicit content is prohibitedLuma AI Terms of Service / since 2026-05-14 / checked 2026-09-25

Intimacy and romance across all 27 tools

5Depictions of minors: Harm named

exploiting or harming children

Luma AI Terms of Service

• Restrictions (a)
  Exploiting or harming children is prohibitedLuma AI Terms of Service / since 2026-05-14 / checked 2026-09-25

Depictions of minors across all 27 tools

6Real-person likeness: Deception named

create deepfakes or similarly deceptive Output; impersonate any person or entity or claim a false affiliation or identity

Luma AI Terms of Service

• Restrictions (c)
  Creating deepfakes or impersonating any person is prohibitedLuma AI Terms of Service / since 2026-05-14 / checked 2026-09-25

Real-person likeness across all 27 tools

7Real brands and trademarks: IP in general

without violating Laws, infringing, misappropriating, or otherwise diluting any third-party rights (including intellectual property, publicity, privacy, or other proprietary rights)

Luma AI Terms of Service

• Input
  Input must not infringe others' intellectual property or publicity rightsLuma AI Terms of Service / since 2026-05-14 / checked 2026-09-25

Real brands and trademarks in detail · Real brands and trademarks across all 27 tools

8Violations and appeals: No appeal stated

Luma reserves the right to suspend or terminate accounts of users at its sole discretion.

Luma AI Terms of Service

• DMCA and account actions
  Accounts can be suspended or terminated at Luma's sole discretionLuma AI Terms of Service / since 2026-05-14 / checked 2026-09-25

Violations and appeals across all 27 tools

9Read with

• LTX Studio beside Luma AI
• Luma AI beside Moonvalley
• Luma AI beside Pika
• Krea
• LTX Studio
• Midjourney
• Moonvalley

10Pages read

• Luma AI Terms of Service, read 2026-09-25

Quotes are the vendor's words as published on the day read. How the labels are assigned is on the method page.